Whether you’re looking to relocate from a different city, interested in upgrading your permanent address, or excitedly adding another home to your portfolio - Jamie has you covered. Expertly acquainted with the Philadelphia real estate market, her focus is on closely collaborating with her clients to understand their home criteria requirements, guiding their search for the perfect property.

Determine What You Can and Can't Live Without

  • Get to know each other.
  • Meet with Jamie to discuss your budget, must-haves, wish list, preferences, and ideal locations.
  • Set up your preferred communication methods with Jamie for seamless updates.
  • Develop a unique strategy to stand out from other buyers in the competitive market.
  • Work with a trusted lender to get prequalified or preapproved for a mortgage loan.
  • Receive referrals to recommended lending contacts through Jamie’s network.
  • Benefit from Jamie’s industry connections to view upcoming, new, current, and off-market listings that match your criteria.
  • Jamie will tour properties on your behalf, providing detailed photos, videos, and information.
  • Share your feedback to help Jamie refine the search and find your perfect home faster.

Search Checklist

When considering properties, what are your must-haves? What could you
do without? Start your search with a clear understanding of your needs by
considering the following features:

Buyer Financing Checklist

Below are items typically required in the underwriting process.

Offer, Inspections, Financing

  • Jamie will work with you to draft and submit offers and negotiate counteroffers with the Sellers and the Seller’s agent.
  • Jamie will implement the creative strategy that was devised to make you very competitive in this market.
  • Offer may be contingent on inspections to check for structural damage and/or other issues that may need remedy.
  • Jamie will refer you to trusted, certified, and licensed inspectors.
  • In the event an inspection is a contingency with your offer, Jamie will gladly help you navigate through the inspection contingency process.
  • Lender will arrange for a third-party appraiser to conduct a property appraisal to determine the current value and fairness of price if you have acquired a mortgage.

Escrow and Closing

  • After offer is accepted and while inspections and appraisal are being conducted, the title company will handle all paperwork involved.
  • A title company of your choosing helps a buyer in a real estate transaction by ensuring the property's title is clear and managing the secure transfer of funds and documents during the closing process.
  • At closing, sign all paperwork to complete the purchase, including loan documents.
  • Transaction is complete when funds are received by the Seller and when transfer of ownership is recorded by the county clerk.

Mortgage Calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

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Work With Me

Jamie Smith Raphael, a luxury real estate agent in the Philadelphia Area with a passion for her career and clients, brings extensive industry experience, skillfully handling transactions exceeding $150 million, always prioritizing an exceptional client experience.